Blue Cross Blue Shield of Florida – Cover Florida Plans provides cost-effective plans for people between the ages of 19 and 64 who been without health care insurance for at least six months. It is also available for those who have recently become unemployed. In order to qualify, the person must not qualify for public health insurance such as Medicaid or Medicare. If you have a pre-existing condition, the company cannot deny you enrollment in one of these plans. However, the company can exclude coverage for treatment of the pre-existing condition for up to a year. Rates for these health plans vary based on the age and gender of the applicant as well as the benefit options you select.
Blue Cross Blue Shield of Florida – Cover Florida Plans provides multiple options based on what the customer desires. One of the options available is the preventive health plan. This provides basic coverage for doctors visits and prescription medication related to preventive health maintenance. Screening tests are available at a reduced cost as well. These include mammograms, osteoporosis screening, as well as cervical cancer, prostate, and colorectal screening. Some costs for durable medical equipment and behavioral health are included as well. What this coverage does not handle is emergency care services.
Blue Cross Blue Shield of Florida – Cover Florida Plans does have an option that also includes hospital inpatient and outpatient services. For this service there is a 00 deductible with medical benefits covered up to ,000 per year for a total of ,000 over a lifetime. For the cost of the monthly premium, you get preventive care coverage as well as preventative care. Hospital care cost coverage kicks in after meeting the annual deductible amount. Preventative care is not constrained by this deductible. Just like the preventative care plan, costs for screening tests, durable medical, and behavioral health are included to some degree.
Blue Cross Blue Shield of Florida – Cover Florida Plans are a great way to make sure you and your family has health care coverage without breaking the bank. It is perfect for those between jobs or dealing with pre-existing conditions. It is also a way for those that work part-time to maintain basic health care coverage. If you are working age, and do not have health care, take a look at these plans and see if any of the meet your needs. It is a good bet that you will find something to cover your needs at a price you can afford.